M&F Interest Rates

Non-negotiable Effective Date: As of March 16, 2017 until further notice. Fees may reduce earnings. Rates may change after opening on variable rate accounts.

  • NO BROKERED DEPOSITS ACCEPTED. SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL. For corporate, institutional, single maturity or jumbo CDs, please contact the branch nearest you.

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    Terms

    $1,000 to $9,999 Interest Rate

    Annual Percentage Yield

    $10,000 to $49,999 Interest Rate

    Annual Percentage Yield

    $50,000 to
    $99,999 Interest Rate

    Annual Percentage Yield

    $100,000 and Above Interest RateAnnual Percentage Yield

    7 – 31 Days

    0.02%

    0.02%

    0.03%

    0.03%

    0.03%

    0.03%

    0.03%

    0.03%

    32-89 Days

    0.02%

    0.02%

    0.03%

    0.03%

    0.03%

    0.03%

    0.03%

    0.03%

    90-179 Days

    0.03%

    0.03%

    0.06%

    0.06%

    0.07%

    0.07%

    0.08%
    0.08%

    180-269 Days

    0.05%

    0.05%

    0.10%

    0.10%

    0.11%

    0.11%

    0.12%
    0.12%
    270-364 Days

    0.10%

    0.10%

    0.10%

    0.10%

    0.12%

    0.12%

    0.13%
    0.13%

    12 Months – 17 Months

    0.10%

    0.10%

    0.15%

    0.15%

    0.15%

    0.15%

    0.15%
    0.15%
    18 Months – 23 Months

    0.10%

    0.10%

    0.15%

    0.15%

    0.15%

    0.15%

    0.15%
    0.15%
    18 Month Variable IRA

    0.25%

    0.25%

    0.25%

    0.25%

    0.25%

    0.25%

    0.25%
    0.25%

    24 Months – 35 Months

    0.10%

    0.10%

    0.20%

    0.20%

    0.25%

    0.25%

    0.25%
    0.25%

    36 Months – 47 Months

    0.30%

    0.30%

    0.40%

    0.40%

    0.40%

    0.40%

    0.40%
    0.40%

    48 Months – 59 Months

    0.40%

    0.40%

    0.45%

    0.45%

    0.45%

    0.45%

    0.45%
    0.45%

    **60 Months Plus

    0.50%

    0.50%

    0.50%

    0.50%

    0.50%

    0.50%

    0.50%
    0.50%
  • MONEY MARKET INVESTMENT

     

    Interest Rate

    Annual Percentage Yield

    Minimum $2,500

    0.04%

    0.04%

    Minimum $10,000

    0.05%

    0.05%

    Minimum $25,000

    0.09%

    0.09%

  • Terms

    Interest Rate

    Annual Percentage Yield

    $100 or more

    0.02%

    0.02%

  • Terms

    Interest Rate

    Annual Percentage Yield

    Min $100 – $2,499

    0.05%

    0.05%

    Min $2500 – $9,999

    0.07%

    0.07%

    Min $10,000 and above

    0.09%

    0.09%

  • Commercial N.O.W. Accounts

    Interest Checking Accounts

     

    Interest
    Rate

    Annual
    Percentage
    Yield

     

    Interest
    Rate

    Annual
    Percentage
    Yield

    Minimum $1,000

    .10%

    .10%

    Minimum

    $1,000

    .01%

    .01%

    Public Funds;
    minimum $1,000

    .10%

    .10%

    Minimum

    $2,500

    .02%

    .02%

       

    Minimum

    $10,000

    .04%

    .04%

  • Prestige Checking Account

    Interest Rate

    Annual Percentage Yield

    Minimum

    $1,000

    0.05%

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